|
|
|||
|
|
Credit Cards ....... a credit card that charges 0% on balance transfers! .......or a card that charges only 4.9% for life on balance transfers! .......or a credit card that gives you 3% cashback! .......or a credit card that gives you free air travel! .......or a credit card designed for people who have had CCJs or credit problems What to look for.If you have a credit or store card, with a balance, on which you are paying a high rate of interest, consider transferring to a new one which will give you 0% on balance transfers. If you plan on using it frequently, you should be looking for one which has a low interest rate on purchases or cash advances. Is there an annual charge? If the interest rate is particularly high, the card is probably designed for people looking to rebuild their credit rating after a period of credit problems. Does it offer cashback or points? For each of our featured cards, we provide you with all the relevant information to help you chose the one most suitable for you. Click on the one of your choice from the menu alongside or check out the summary below for the best one for you.
|
|
||||
|
Checkmyfile.com - the first and only UK Internet site offering consumers free credit scores, credit ratings and neighbourhood information. Wide range of paid for services includes online credit reports, independent credit file analysis, expert monitoring services ranging from £9.40 to £39.99.
|
|||||
|
CARD
|
BALANCE
TRANSFER
RATE |
PURCHASE
RATE |
FEATURES
|
||
| AOL |
0% interest on transferred balance for 12 months after your account is
opened (3% handling fee applies) and 0% on purchases for 3 months from
the date the account is opened.
|
16.9%
|
2700
points when you first use your card - enough to claim one month's free
AOL Silver Broadband subscription!
|
||
|
39.9%
|
available
to people who have had CCJs (now cleared) or credit problems in the past
with a credit limit designed to suit your personal needs
|
||||
| American Platinum Moneyback |
14.9%
|
up
to 3% MoneyBack for the first 3 months and then up to 1.5% thereafter.
|
|||
| Amex Red |
12.9%
|
spend
up to £5,000 in any year, Amex transfer 1% of that spend to Global Fund-financed
programs in Africa which positively impact the lives of women and children
affected by HIV/AIDS.
|
|||
| Barclaycard Flexi-Rate |
0% on balance transfers up to £5,000 for 12 months if transferred in the first 60 days. 6.9% on balance transfers over £5,000. 2.5% balance transfers fee (no cap) |
9.9%
to 14.9%
|
Your
purchase rate comes in three different sizes depending how much you pay
off each month - the more you pay off, the lower the rate!
|
||
| Barclaycard Platinum |
0%
interest on balance transfers for 12 months (2.5% handling fee applies)
|
14.9%
|
0%
interest on purchases for 3 months
|
||
| Breakthrough Breast Cancer |
0%
interest on transferred balance for 12 months after your account is opened
(3% handling fee applies) and 0% on purchases for 9 months from the date
the account is opened.
|
15.9%
|
When
you first use your card, MBNA will pay £5 to Breakthrough
Breast Cancer provided you apply online for your card, and £2 for every
year you continue to use your card. In addition, every time you use your
Breakthrough Breast Cancer Credit Card to make a card purchase, a payment
equivalent to 0.25% of the value of the purchase is made to Breakthrough
Breast Cancer. These contributions are made at no extra cost to yourself,
and to date card users have raised over £700,000, simply by using their
cards.
|
||
| British Airways |
4.9%
p.a. for the life of the balance on all balances transferred within the
first 6 months.
|
15.9%
|
The
British Airways American Express Cards can transform your everyday spending
into British Airways flights and help you save for that trip of a lifetime.
And, to get you on your way, they'll reward you with up to 5,000 bonus
BA Miles to celebrate your first purchase with the Card. (Choice of standard,
Platinum or Platinum Plus cards)
|
||
| British Heart Foundation |
0%
interest on transferred balance for 12 months after your account is opened
(3% handling fee applies) and 0% on purchases for 3 months from the date
the account is opened.
|
15.9%
|
Every time the credit card is used MBNA will make a contribution to the British Heart Foundation at no extra cost to the customer. | ||
| Capital One Classic Visa Card |
.
|
34.9%
|
The
card for those of you who wish to strengthen your credit history.
|
||
| Celtic FC |
0%
interest on transferred balance for 12 months after your account is opened
(3% handling fee applies) and 0% on purchases for 3 months from the date
the account is opened.
|
15.9%
|
Earn
Celtic Rewards - to redeem against exclusive experiences and merchandise,
such as lunch with the manager!
|
||
| Co-op Advantage Platinum |
0%
on balance transfers and purchases for 6 months
|
14.9%
|
£100,000
Travel Accident Insurance plus Exclusive Travel Benefits
|
||
| Co-op Clear |
9.9%
|
1.25p
donation to good causes and campaigning through our Customers Who Care
scheme for every £100 you spend on your card
|
|||
| Co-op Platinum |
Standard
interest rate on purchases and balance transfers of
8.9% APR typical (variable after 5 years)
|
8.9%
|
Standard
interest rate on purchases and balance transfers* of
8.9% APR typical (variable after 5 years)
|
||
| egg |
0%
until 1 May 20087 on balance transfers from credit/store cards,overdrafts
and loans.
|
16.9%
|
0% until 1 August 2007 on all new purchases.
See your various online accounts in one place for free with Egg Money Manager. Up to 10% cash back at selected online retailers. 0% anniversary offer for up to five months on balance transfers made in May 2009 and May 2010. |
||
| England F.A. |
0%
interest on transferred balance for 12 months after your account is opened
(3% handling fee applies) and 0% on purchases for 3 months from the date
the account is opened.
|
15.9%
|
Show
your support every day by using the Official England Football Credit Card!
This card gives you the perfect opportunity to support the FA and contribute
to English football as a whole.
|
||
| England Rugby |
0%
interest on transferred balance for 12 months after your account is opened
(3% handling fee applies) and 0% on purchases for 3 months from the date
the account is opened.
|
15.9%
|
Your
opportunity to show your support to the World Champions and qualify for
fabulous benefits! Save 5% at The Rugby Store when you pay for your purchase
and get 15% off membership to the official England Supporters Club!
|
||
| GM Platinum Card |
0%
per annum on balance transfers and purchases fixed for five months from
account opening (no fee will be charged during your 5 month introductory
period).
|
14.9%
|
Every
time you use your GM Card you'll earn Rebate Points, worth 3% of everything
you spend and you can exchange these points for a saving off a brand new
Vauxhall, as much as £2,500.
|
||
| Marbles |
0% per annum fixed for 12months on balance transfers.
|
15.9%
|
Free
Travel Accident Insurance
|
||
| MBNA |
0%
p.a. on balance transfers for 9 months from the date the account is opened
|
15.9%
|
No annual fee to pay
|
||
| MBNA Platinum Rewards Card |
0%
p.a. on balance transfers (3% handling fee applies) for 9 months, 0% p.a.
on card purchases* for 9 months from the date your account is opened,
|
15.9%
|
Earn one point for every pound you spend and redeem them for high street
vouchers, wine, holidays, flights or even cash. Plus, apply now and use
your card within 4 months from the date your account is opened and you
will receive 2,000 bonus points! Plus
|
||
| Morgan Stanley |
5.9% p.a. on Balance Transfers for the life of balance (see site for full
details).
|
15.9%
|
Cashback
Bonus™ award of up to 2% on every purchase you make to spend as you please
on the Platinum Card.
|
||
| National Trust |
0%
interest on transferred balance for 12 months after your account is opened
(3% handling fee applies) and 0% on purchases for 3 months from the date
the account is opened.
|
15.9%
|
Every
time you use your card the National Trust receives a contribution from
the card’s issuer, MBNA Europe Bank Limited, all without costing you a
penny extra!
|
||
| Nectar |
12.9%
|
Apply
now and get 1000 bonus Nectar points when you first use your Card.
Earn 1 Nectar point for almost every £1 you spend. Earn up to 4 Nectar
points for almost every £1 you spend at participating Nectar Sponsors
when using your Nectar loyalty card and Nector credit card
|
|||
| Post Office |
0%
p.a. on balance transfers for first six months
|
14.9%
|
0%
p.a. on balance transfers for first six months. Free purchase protection.
Optional payment protection. A choice of three cards to meet everyone's
needs. No annual fee
|
||
| Premiership Football Clubs |
0%
interest on transferred balance for 12 months after your account is opened
(3% handling fee applies) and 0% on purchases for 3 months from the date
the account is opened.
|
15.9%
|
A
great way to play your part in securing the long term future of the club,
with contributions invested in youth development - when you first apply
for the card, as well as whenever you use it for retail purchases. These
contributions are made by MBNA Europe Bank, and are at no cost whatsoever
to yourself!
|
||
| RSPCA |
0%
p.a. on balance transfers for first nine months
|
16.9%
|
For
each account opened, Beneficial will make a donation of £15 to the RSPCA.
Additionally, the RSPCA will receive 25p for every £100 you spend on your
RSPCA Card. If you continue to use your Card throughout the year, a further
£1 will be contributed to the RSPCA on each anniversary of the date your
Card account was opened.
|
||
| Rangers FC |
0%
interest on transferred balance for 12 months after your account is opened
(3% handling fee applies) and 0% on purchases for 3 months from the date
the account is opened.
|
15.9%
|
Your
opportunity to show your support for the club - who will receive a financial
contribution from MBNA Bank Limited each time you use the card!
|
||
| Vanquis Blue |
29.9%
|
ideal
for customers who would like to rebuild their credit rating after some
minor credit problems and will help you get back on the credit ladder.
Ideal for small business owners, people who are new to credit, or unemployed
|
|||
| Virgin |
0% interest on transferred balance for 15 months and 0% on purchases for
3 months from the date the account is opened. ( 2.98% handling fee applies)
|
15.9%
|
New
customers can receive discounts from other Virgin Group Companies when
they pay with their Virgin Credit Card
|
||
| WWF |
0%
interest on transferred balance for 12 months after your account is opened
(3% handling fee applies) and 0% on purchases for 3 months from the date
the account is opened.
|
15.9%
|
A
great way to help the WWF stop the degradation of our planet's environment.
WWF receive a contribution from the card issuer, MBNA Europe Bank Limited,
for every account opened, and further contributions for every card purchase
you make. Contributions are made by MBNA Europe Bank Limited and will
not cost you a penny extra. To date, the WWF Card Programme has generated
over £4,000,000 - which has provided essential support and conservation
work around the world.
|
||
|
|
BLOGS we run
Betting
News - Get all the latest betting and gaming news and offers in
conjuntion with The Betting Directory - a directory of online sports
and spread betting, casinos and gambling, lotteries and skill games for
the UK.
The
Poker Blog - from the Betting Directory for the latest news and articles
from the world of poker
Shoppers Bargains
- for the latest special offers from leading onine merchants in the UK,
bought to you by The Shopping Centre.
Ramblings
of a Pheasant Plucker - a place for some light relief.
Web sites we are involved with:-
The
Shopping Centre - one of the the UK's leading online shopping sites.
Betting
Directory - Directory of online sports and spread betting, casinos
and gambling, lotteries and skill games for the UK.
The
Credit Card Shop - find the best credit card to suit you - 0% balance
transfer, high cash back, low purchase interest, poor credit history - whatever
you need, you will find it here (UK).
Home Base Business - Do you want to start making money on the internet?
We can show you everything you need to know to help you develop a profitable
and money making home based business on the web.
The
Loan Shop - for the personal loan of your choice -secured or unsecured,
car loans, any use - self employed or poor credit history - we will have
what you need (UK)
Romantic
Ideas - Romantic Ideas - whether you are simply looking for that romantic
gift to send to your loved one, a romantic weekend break or something to
add a little spice to your life, you are sure to find something here to
suit you.
Womens-fashion.info
- Womens designer fashion and clothing in the UK
